What do I need to open an account?

If you’re the beneficiary of the account, make sure you have this information handy: 

  • Your email. 

  • Your birthday. 

  • Social Security Number (SSN) or Tax Identification Number. 

  • Contact details. 

  • Proof of eligibility. 

If you’re an Authorized Legal Representative, you’ll need your information (email, birthday, SSN or Tax Identification Number, contact details, and work status). You’ll also need to know the beneficiary’s eligibility information and keep any documentation of a valid Power of Attorney, Conservatorship or Legal Guardianship for your records, unless you’re the parent of a beneficiary under the age of 18. 

If the beneficiary is not eligible for Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) benefits, they need a signed Diagnosis Form from a licensed physician. You won’t need to provide it for registration, but the IRS or the Plan may ask for it at any time. 

If you’re signing up by US mail, you’ll need an Enrollment Form.

Diagnosis Form

Enrollment Form

Sign Up and Start Saving

Once you are ready to enroll, you can set up your account here online. When opening a Maryland ABLE account, make sure you have ready identifying information about the beneficiary, the qualifying disability, and how the ABLE account will be funded.

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Have specific questions?

Here are a few ways to get answers. You can contact us online, give us a call Monday through Friday, at 1-855-563-2253 from 9am-8pm ET, or you can browse frequently asked questions.

Individuals with speech or hearing disabilities may dial 711 to access Telecommunications Relay Service (TRS) from a telephone or TTY.

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