Are there age restrictions to open an account?

An adult beneficiary who can manage an account for themselves can open an account or select anyone to act as their Authorized Legal Representative (also known as an ALR). If a beneficiary is under the age of 18, they must have an ALR do it for them.

If the person is unable to select someone to manage their account (any age) the ALR with authorized signatory on the account must be one of the following for the beneficiary: Power of Attorney, Legal Guardianship/Conservator, spouse, parent, sibling, grandparent, or serve as the representative payee assigned by the Social Security Administration.

Learn more about the role of an ALR

Sign Up and Start Saving

Once you are ready to enroll, you can set up your account here online. When opening a Maryland ABLE account, make sure you have ready identifying information about the beneficiary, the qualifying disability, and how the ABLE account will be funded.

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Have specific questions?

Here are a few ways to get answers. You can contact us online, give us a call Monday through Friday, at 1-855-563-2253 from 9am-8pm ET, or you can browse frequently asked questions.

Individuals with speech or hearing disabilities may dial 711 to access Telecommunications Relay Service (TRS) from a telephone or TTY.

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